Friday, December 19, 2014

The Big Step

The Big Step

Most of my life, I have played it safe, followed the rules and made mostly right decisions. The wrong ones were small ones. I live just like I ride. I wear a helmet, look both ways before I cross the street, train my horses with safety in mind, have as much fun as I can, but I don’t take unnecessary risks. I’m really a pretty boring person.

I have been living this way for 49 years, and it’s time to break a rule—very carefully, of course.

I will not work until I can collect social security—not even close. I’m going to take a chance. I’m going to retire early. I just want to spend my time doing what I want—and I think I can.

Oh, don’t worry, it is all planned out as carefully and thoughtfully as I have planned out everything. I am going to work about 80 more weeks. At that point, I will have worked at my job for 30 years, and I should be financially ready—if not, I will delay my retirement.

My house is paid for. My wants are few. In fact, the thing I want the most is to just have a little bit more time to ride…

I have to get a second horse…


5 comments:

achieve1dream said...

Sounds like a great plan! I hope you can work it all out. A friend of mine just retired and was getting a great deal on the Obamacare insurance... until he started drawing from his 401k when he turned 55. Now his insurance is over a thousand dollars a month!! Look into that a be prepared since we legally have to have insurance now. :\ I hope I'm not coming across as a downer. I just learned about this yesterday and I was shocked and I don't want it to catch you offguard like it did him.

Judi Daly said...

Don't worry, I didn't take this the wrong way. Actually, I have always planned for the worst case scenario, so I should be covered.

There is a big advantage to living in the Cleveland area. It is a healthcare mecca--our biggest industry. It creates some competition and helps keep insurance more competitive.

(We have to have something good to make up for all the snow and cold.)

Judi Daly said...

Don't worry, I didn't take this the wrong way. Actually, I have always planned for the worst case scenario, so I should be covered.

There is a big advantage to living in the Cleveland area. It is a healthcare mecca--our biggest industry. It creates some competition and helps keep insurance more competitive.

(We have to have something good to make up for all the snow and cold.)

achieve1dream said...

Good to know!! :D I'm glad you have it covered. I would hate for you to be blindsided like he was. Maybe we should move to Cleveland lol. I don't think I could handle even half a winter there though.

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